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Showing posts from June, 2024

Home equity is near a record high. Tapping it may be tricky due to high interest rates

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  WATCH  LIVE PERSONAL FINANCE Greg Iacurci @GREGIACURCI WATCH LIVE KEY POINTS Homeowners with mortgages have $17 trillion in home equity, near a record high, according to CoreLogic. Accessing housing wealth is difficult right now due to high interest rates, financial advisors said. Options for homeowners include a home equity line of credit, reverse mortgage and selling their house. Cultura Rm Exclusive/twinpix | Image Source | Getty Images Home equity is near all-time highs. But tapping it may be tough due to  high interest rates , according to financial advisors. Total home equity for U.S. mortgage holders  rose to  more than $17 trillion in the first quarter of 2024, just shy of the record set in the third quarter of 2023, according to new data from CoreLogic. Average equity per borrower increased by $28,000 — to about $305,000 total — from a year earlier, according to CoreLogic. Chief Economist Selma Hepp said that's up almost 70% from $182,000 before the C...